by Josh Wingrove | May 1, 2018 | Finance, Home Loan, Investing, Property, Wealth
How do you get the best loan for you? A shockingly low number of 4% of Australian’s with mortgages refinanced last year. Does this mean that 96% of us are happy paying more for our mortgage? I don’t know about you, but I would much prefer to have a few extra bucks in...by Josh Wingrove | Apr 11, 2018 | Family, Goals, Investing, Investments, Property, Wealth
How does it work? From 1 July 2017, you can now make your own concessional and non-concessional contributions into your current super account to save for your first home. There is no need to open a special super account. From 1 July 2018, you can then apply to the ATO...by Josh Wingrove | Mar 12, 2018 | Australian Stock Market, Economic update, Investing, Monday Market Madness
Last week the Reserve Bank left the cash rate at 1.50% unchanged since August 2016. In the Board minutes, weak consumer inflation and wage inflation were cited as ongoing concerns as inflation continues to track below the Bank’s core target of 2%-3%. Some market...by Josh Wingrove | Feb 5, 2018 | Australian Stock Market, Economic update, Investing, Investments, Monday Market Madness
The Australian stock market was somewhat volatile last week. The week had a solid start on Monday. This was then followed by a risk sell off, reaching the week lows early Wednesday morning. But, finally recovered into the end of the week. Investors pushed the market...by Josh Wingrove | Feb 1, 2018 | Budget, Compounding interest, Goals, Investing, Investments
We are often told that if you stop buying coffee 3 times a day you could save $10.50 per day which equates to $3,832.50 per year…. Yeah yeah yeah… But how many of us are actually going to stop? Well maybe there is a new way to save for those coffee-holics who just...