How to financially survive the festive season

 

The festive season is chockablock of present purchasing, overeating, drinking, socialising and enjoying the sunshine; and if you are like most, your wallet is, or will be feeling just that little bit lighter. While enjoying the silly season is important, you also need to keep your eyes on the prize when it comes to your goals and remain on track with your savings during the Christmas period.

Here are 10 quick tips on how to financially survive the party season:

 

  • Plan ahead- buy presents early, get your Christmas ham on pre-order and start looking for bargains for the big day NOW! Don’t be shopping at 11 pm on Christmas Eve- no one likes that!
  • Write a list of the presents you need to purchase and write a limit for each of them and stick to it! It’s far too easy to get caught up in the hype or purchase it due to lack of time
  • Maintain some sort of Christmas structure- this includes gym, eating healthy and not boozing too often
  • Buy Christmas cards that are cheap as chips or I have an even better idea- don’t do Christmas cards at all (sorry Nan!)
  • Try doing your shopping online before going to the store, this will save you time and money! Just an FYI Amazon has just entered the Australian market so could be worth having a look
  • Re-gift last year’s presents, we have all the gift from a long-lost Aunty that not even the dog wants
  • You don’t need to be the last one standing at all Christmas events, leave at a good time- it will save you money and nothing good happens after 12 am anyway!
  • Don’t over commit, just because you can go to 5 Christmas parties doesn’t mean you need to attend all of them (does sound like fun though, right?!)
  • You can say ‘no’, there is no point in stressing out at Christmas time, its suppose to be the best time of year, so why all the stress?!
  • Most of all enjoy your break and come back ready to smash 2018!!! I’m excited about how good 2018 is going to be and cannot wait for our members to tick off more of their goals!

Now that you have all the tools to survive the festive season, it is time to start enjoying the lead up to Christmas and New Years without having to worry about your finances. So, why not crack the first of many festive beers.

 

As always, if you have any questions or comments please let the Pursue Wealth team know. Ho ho ho!

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